*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --canvas: #f5f1ec;
    --surface-1: #ffffff;
    --surface-2: #ede9e2;
    --hairline: #d3cec6;
    --hairline-soft: #e3dfd8;
    --ink: #111111;
    --ink-muted: #626260;
    --ink-subtle: #7b7b78;
    --ink-tertiary: #9c9fa5;
    --inverse-canvas: #000000;
    --inverse-ink: #ffffff;
    --fin-orange: #ff5600;
    --rounded-xs: 4px;
    --rounded-sm: 6px;
    --rounded-md: 8px;
    --rounded-lg: 12px;
    --rounded-xl: 16px;
    --rounded-xxl: 24px;
}

html { font-size: 16px; scroll-behavior: smooth; }
body { background: var(--canvas); color: var(--ink); font-family: Inter, ui-sans-serif, system-ui, sans-serif; font-weight: 400; line-height: 1.5; }

a { color: var(--ink); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; height: auto; display: block; }

.site-nav {
    background: var(--canvas);
    border-bottom: 1px solid var(--hairline);
    position: sticky;
    top: 0;
    z-index: 100;
    height: 56px;
}
.nav-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
    height: 100%;
    display: flex;
    align-items: center;
    gap: 32px;
}
.nav-logo {
    font-size: 18px;
    font-weight: 500;
    letter-spacing: -0.3px;
    flex-shrink: 0;
}
.nav-links {
    display: flex;
    gap: 8px;
    margin-left: auto;
    flex-wrap: wrap;
}
.nav-link {
    font-size: 14px;
    font-weight: 400;
    color: var(--ink-muted);
    padding: 6px 12px;
    border-radius: var(--rounded-md);
    transition: color 0.15s, background 0.15s;
}
.nav-link:hover, .nav-link--active {
    color: var(--ink);
    background: var(--surface-2);
    text-decoration: none;
}
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
    margin-left: auto;
}
.nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--ink);
    border-radius: 2px;
}

.hero {
    background: var(--canvas);
    padding: 96px 24px 64px;
    text-align: center;
    max-width: 1280px;
    margin: 0 auto;
}
.hero-eyebrow {
    font-size: 14px;
    font-weight: 500;
    color: var(--ink-muted);
    margin-bottom: 16px;
}
.hero h1 {
    font-size: clamp(40px, 5vw, 72px);
    font-weight: 500;
    letter-spacing: -2px;
    line-height: 1.05;
    margin-bottom: 24px;
}
.hero-sub {
    font-size: 18px;
    color: var(--ink-muted);
    line-height: 1.5;
    max-width: 640px;
    margin: 0 auto 40px;
    letter-spacing: -0.1px;
}

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 96px 24px;
    max-width: 1280px;
    margin: 0 auto;
}
.section-eyebrow {
    font-size: 14px;
    font-weight: 500;
    color: var(--ink-muted);
    margin-bottom: 12px;
}
.section-title {
    font-size: clamp(32px, 3vw, 56px);
    font-weight: 500;
    letter-spacing: -1.4px;
    line-height: 1.1;
    margin-bottom: 16px;
}
.section-lead {
    font-size: 18px;
    color: var(--ink-muted);
    line-height: 1.5;
    max-width: 640px;
    margin-bottom: 48px;
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.card {
    background: var(--surface-1);
    border: 1px solid var(--hairline);
    border-radius: var(--rounded-lg);
    padding: 24px;
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.card-img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-radius: var(--rounded-md);
    margin-bottom: 8px;
}
.card-eyebrow {
    font-size: 12px;
    font-weight: 500;
    color: var(--ink-muted);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.card-title {
    font-size: 22px;
    font-weight: 500;
    letter-spacing: -0.3px;
    line-height: 1.25;
}
.card-body {
    font-size: 14px;
    color: var(--ink-muted);
    line-height: 1.5;
    flex: 1;
}
.card-link {
    font-size: 14px;
    font-weight: 500;
    color: var(--ink);
    border-bottom: 1px solid var(--hairline);
    padding-bottom: 2px;
    align-self: flex-start;
}
.card-link:hover { text-decoration: none; border-color: var(--ink); }

.article-hero {
    background: var(--canvas);
    padding: 80px 24px 48px;
    max-width: 800px;
    margin: 0 auto;
}
.article-hero h1 {
    font-size: clamp(32px, 4vw, 56px);
    font-weight: 500;
    letter-spacing: -1.4px;
    line-height: 1.1;
    margin-bottom: 20px;
}
.article-hero-lead {
    font-size: 20px;
    color: var(--ink-muted);
    line-height: 1.4;
    letter-spacing: -0.2px;
}
.article-meta {
    font-size: 12px;
    color: var(--ink-tertiary);
    margin-top: 16px;
}
.article-body {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 24px 96px;
}
.article-body h2 {
    font-size: 28px;
    font-weight: 500;
    letter-spacing: -0.5px;
    line-height: 1.2;
    margin: 48px 0 16px;
}
.article-body h3 {
    font-size: 20px;
    font-weight: 500;
    letter-spacing: -0.2px;
    line-height: 1.4;
    margin: 32px 0 12px;
}
.article-body p {
    font-size: 16px;
    line-height: 1.5;
    margin-bottom: 16px;
    color: var(--ink);
}
.article-body ul, .article-body ol {
    padding-left: 24px;
    margin-bottom: 16px;
}
.article-body li {
    font-size: 16px;
    line-height: 1.5;
    margin-bottom: 6px;
}
.article-img {
    width: 100%;
    border-radius: var(--rounded-xl);
    margin: 32px 0;
    border: 1px solid var(--hairline);
}
.article-img-caption {
    font-size: 12px;
    color: var(--ink-subtle);
    text-align: center;
    margin-top: -24px;
    margin-bottom: 32px;
}
.article-ref-box {
    background: var(--surface-2);
    border-radius: var(--rounded-lg);
    padding: 24px;
    margin: 32px 0;
}
.article-ref-box p { font-size: 14px; color: var(--ink-muted); margin-bottom: 8px; }
.article-ref-box a { font-size: 14px; color: var(--ink); }

.info-box {
    background: var(--surface-1);
    border: 1px solid var(--hairline);
    border-radius: var(--rounded-lg);
    padding: 24px;
    margin: 32px 0;
}
.info-box h3 { font-size: 18px; margin-bottom: 12px; }
.info-box p, .info-box li { font-size: 15px; color: var(--ink-muted); }

.breadcrumb {
    font-size: 13px;
    color: var(--ink-tertiary);
    padding: 16px 0 0;
    max-width: 800px;
    margin: 0 auto;
    padding-left: 24px;
}
.breadcrumb a { color: var(--ink-muted); }
.breadcrumb a:hover { color: var(--ink); }

.page-body {
    max-width: 800px;
    margin: 0 auto;
    padding: 48px 24px 96px;
}
.page-body h1 {
    font-size: 40px;
    font-weight: 500;
    letter-spacing: -0.8px;
    margin-bottom: 24px;
}
.page-body h2 {
    font-size: 24px;
    font-weight: 500;
    margin: 32px 0 12px;
}
.page-body p {
    font-size: 16px;
    line-height: 1.5;
    color: var(--ink-muted);
    margin-bottom: 16px;
}
.page-body ul {
    padding-left: 24px;
    margin-bottom: 16px;
}
.page-body li {
    font-size: 16px;
    line-height: 1.5;
    color: var(--ink-muted);
    margin-bottom: 6px;
}

.contact-form {
    background: var(--surface-1);
    border: 1px solid var(--hairline);
    border-radius: var(--rounded-lg);
    padding: 32px;
    margin-top: 32px;
}
.form-group {
    margin-bottom: 20px;
}
.form-group label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    margin-bottom: 6px;
    color: var(--ink);
}
.form-group input, .form-group textarea {
    width: 100%;
    background: var(--surface-1);
    border: 1px solid var(--hairline);
    border-radius: var(--rounded-md);
    padding: 10px 14px;
    font-size: 16px;
    font-family: inherit;
    color: var(--ink);
    transition: border-color 0.15s;
    min-height: 44px;
}
.form-group input:focus, .form-group textarea:focus {
    outline: none;
    border-color: var(--ink);
}
.form-group textarea { min-height: 100px; resize: vertical; }
.btn-primary {
    background: var(--ink);
    color: var(--inverse-ink);
    font-size: 15px;
    font-weight: 500;
    padding: 10px 18px;
    border-radius: var(--rounded-md);
    border: none;
    cursor: pointer;
    min-height: 40px;
    transition: opacity 0.15s;
}
.btn-primary:hover { opacity: 0.85; }
.btn-primary:disabled { opacity: 0.5; cursor: not-allowed; }
.form-success {
    display: none;
    background: var(--surface-2);
    border-radius: var(--rounded-md);
    padding: 16px;
    font-size: 15px;
    margin-top: 16px;
}

.site-footer {
    background: var(--canvas);
    border-top: 1px solid var(--hairline);
    padding: 64px 32px 32px;
}
.footer-container {
    max-width: 1280px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 32px;
    margin-bottom: 48px;
}
.footer-brand {
    font-size: 16px;
    font-weight: 500;
    margin-bottom: 8px;
}
.footer-tagline {
    font-size: 14px;
    color: var(--ink-subtle);
    line-height: 1.4;
}
.footer-heading {
    font-size: 12px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 12px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.footer-col { display: flex; flex-direction: column; gap: 8px; }
.footer-col a {
    font-size: 14px;
    color: var(--ink-subtle);
    transition: color 0.15s;
}
.footer-col a:hover { color: var(--ink); text-decoration: none; }
.footer-col p { font-size: 14px; color: var(--ink-subtle); }
.footer-bottom {
    max-width: 1280px;
    margin: 0 auto;
    border-top: 1px solid var(--hairline-soft);
    padding-top: 24px;
}
.footer-bottom p {
    font-size: 12px;
    color: var(--ink-tertiary);
    margin-bottom: 4px;
}
.footer-disclaimer { font-size: 11px; color: var(--ink-tertiary); }

.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--inverse-canvas);
    color: var(--inverse-ink);
    padding: 20px 32px;
    z-index: 9999;
    display: none;
}
.cookie-banner.is-visible { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.cookie-text { font-size: 14px; flex: 1; line-height: 1.4; }
.cookie-text a { color: var(--inverse-ink); text-decoration: underline; }
.cookie-actions { display: flex; gap: 12px; }
.btn-cookie-accept {
    background: var(--inverse-ink);
    color: var(--inverse-canvas);
    font-size: 14px;
    font-weight: 500;
    padding: 8px 16px;
    border-radius: var(--rounded-md);
    border: none;
    cursor: pointer;
    min-height: 40px;
}
.btn-cookie-reject {
    background: transparent;
    color: var(--inverse-ink);
    font-size: 14px;
    font-weight: 500;
    padding: 8px 16px;
    border-radius: var(--rounded-md);
    border: 1px solid rgba(255,255,255,0.3);
    cursor: pointer;
    min-height: 40px;
}

.divider { border: none; border-top: 1px solid var(--hairline); margin: 48px 0; }

@media (max-width: 1024px) {
    .card-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-container { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
    .nav-toggle { display: flex; }
    .nav-links {
        display: none;
        position: absolute;
        top: 56px;
        left: 0;
        right: 0;
        background: var(--canvas);
        border-bottom: 1px solid var(--hairline);
        flex-direction: column;
        padding: 16px 24px;
        gap: 4px;
    }
    .nav-links.is-open { display: flex; }
    .nav-container { position: relative; }
    .card-grid { grid-template-columns: 1fr; }
    .footer-container { grid-template-columns: 1fr; }
    .hero h1 { letter-spacing: -0.8px; }
    .section-title { letter-spacing: -0.5px; }
}
@media (max-width: 480px) {
    .section { padding: 64px 16px; }
    .article-hero { padding: 48px 16px 32px; }
    .article-body { padding: 0 16px 64px; }
    .page-body { padding: 32px 16px 64px; }
}